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USER AGREEMENT

1. Upon payment of the specified transaction fees, EONPAY agrees to provide you (the "End User") a service that enables the "End User" the right to use our services to send and receive monies as available in said account.

2. Disclaimer of Warranties and Limitation of Liability - "EONPAY" makes no representations or warranties of any kind with respect to the service and/or performance of the service; including without limitation, any implied warranties of merchantability or fitness for a particular purpose. EONPAY does not warrant, guarantee or make any representation regarding the use, or the results of the use, of the service and/or the product in terms of correctness, accuracy, reliability, currentness, or otherwise. The entire risk as to the results and performance of the service and the product is assumed by the end user. EONPAY Shall not be liable to end user for any consequential or incidental damages arising from the breach of any payments or contracts, the failure of delivery, delay in delivery, delivery in nonconforming condition, the use of the service and/or the product, or for any other breach of contract or duty between EONPAY and the end user. EONPAY shall have no obligation to provide the Service, and shall have no liability to the End User in the event EONPAY is unable, as may be determined in the sole discretion of EONPAY: to make payment and or changes in methods of payment or operation that can make our service unsuitable for the end user.

3. Effectiveness of Agreement - The End User's use of the Service shall not in any respect whatsoever modify any of the terms, conditions, or restrictions contained in the license agreement or other agreement by which the End User initially acquired rights to use the Product or service (the "End User Agreement"), and the use of our Service shall in each and every instance remain subject to the terms, conditions, and restrictions contained in the End User Agreement.

4. General - Any and all claims or disputes relating to the service shall be governed by the laws of the State of Nevada. For the purpose of resolving conflicts relating to the service, EONPAY and the End User agree that venue shall be in the State of Nevada only, and, in addition, the End User hereby consents to the jurisdiction of the federal and provincial courts in the State of Nevada. EONPAY may assign its rights and delegate its duties with respect to the Service without providing notice to, or receiving the consent of, the End User.

In the event that your account is frozen, it will remain so for 90 days to clear against any chargebacks.

In the event that you decide to put a Stop Payment on a Cheque that we have sent you for a payout on your account balance, you will be charged $25.

Buyer Beware - EONPAY assumes absolutely no responsibility for any purchases made through the EONPAY system. At any time you join any Income Opportunity or MLM program, or Matrix Website or purchase a product or service you are doing so at your own risk and that by signing up and joining EONPAY you do hearby agree in FULL that you release EONPAY and all its affiliates and officers, employees, members and owners from ANY loss you may incur either by using this service, registering as an account holder or by signing up on one of the aforementioned type websites and or businesses, you completely indemnify EONPAY and waive all your rights to file or have filed, any legal action of any type against EONPAY, its owners, officers or members, employees and affiliates, and agree that EONPAY, its officers, affiliates, members and employees will not be named by you or anyone, person, law firm, lawyer, former lawyer, that represents you in any legal actions Past, Present,or Future or any other actions of any sort IN ANY COURT IN THE COUNTRY and that you or anyone that represents you shall NEVER in any case seek monetary reimbursment from EONPAY in any shape form or fashion, in ANY capacity due to our processing payments for any of the aforementioned types of websites or businesses. If you have a disagreement with one of the aforementioned type businesses then you agree that it is STRICTLY between YOU and THAT BUSINESS, and EONPAY has no part of the dispute... and that by simply signing up for an account with EONPAY you agree that this is a legal and BINDING contract, and that you FULLY and WILLINGLY AGREE to ALL CONDITIONS mentioned EVERYWHERE in this user agreement and that if you violate any area, or term or condition set forth in this agreement you will be determined to be in breech of contract to EONPAY and you automatically give EONPAY at its own discretion the full right and authority to invoice you for a sum to be determined by EONPAY of up to but not exceeding one million USD. This is without any court order, filing or appearance of any sort. You will simply pay the bill in full and on demand (agreement to all terms is required at the time of signup in order to have a EONPAY account, so if you have a EONPAY account you have already agreed to these terms). We are a payment processor only and have no control over what these sites do and do not to. We do not issue refunds if the product, service or program turns out NOT to be what you thought it was, or if they don't hold up to their promises. You should thoroughly investigate any opportunity before making the decision to join or purchase a product or service - if it sounds too good to be true, it usually is.

It should also be noted that voiding the credit card transaction you used to fund your EONPAY account for any reason constitutes credit card fraud as well as violates many other laws, and will be prosecuted to the maximum extent allowable."

EONPAY MLM and Account Profile Policies
While EONPAY does accept MLM and Income Opportunity vendors, you should note that joining any MLM or Income Opportunity is done at your own risk. There are many legitimate opportunities on the Internet and each one should be carefully investigated before making any decision to join. EONPAY will not offer refunds for these or any other purchases. These matters should be taken up with the vendor.

It should also be noted that reversing the funding method used to fund your EONPAY account is considered fraud and will be prosecuted to the fullest extent allowable by law. It is a mandatory use of this site that you maintain full contact information in your profile at all times. Any account found at anytime not to have such information in the profile of the account will have the account suspended and all monies frozen for a period of 90 days to protect against any future chargebacks.

Restricted Activities. Your Information and your activities (including your payments and receipt of payments) through our Service shall not: be false, inaccurate or misleading; be fraudulent or involve the sale of counterfeit or stolen items; consist of providing yourself a cash advance from your credit card (or helping others to do so), violate EONPAY's Acceptable Use Policy; infringe on any third party's copyright, patent, trademark, trade secret or other property rights or rights of publicity or privacy; violate any law, statute, ordinance, contract or regulation (including, but not limited to, those governing financial services, consumer protection, unfair competition, antidiscrimination, or false advertising); be defamatory, trade libelous, unlawfully threatening or unlawfully harassing; be obscene or contain child pornography; contain any viruses, Trojan horses, worms, time bombs, cancelbots, easter eggs or other computer programming routines that may damage, detrimentally interfere with, surreptitiously intercept or expropriate any system, data or other personal information; or create liability for us or cause us to lose (in whole or in part) the services of our ISP's or other suppliers, also any website dealing with hacking, phreaking or any material of such nature will not be allowed. Violating any of the above terms will result in your account being suspended and any and all funds will be forfeited. If you use, or attempt to use the Service for purposes other than sending and receiving payments and managing your account, including but not limited to tampering, hacking, modifying or otherwise corrupting the security or functionality of Service, your account will be terminated and you will be subject to damages and other penalties, including criminal prosecution where available.

Unacceptable Merchant Sites: EONPAY does NOT accept adult, pharmaceutical, tobacco, firearms, dating, gambling, lottery or casino businesses of any kind and there are no exceptions!

Anti-Money Laundering Policy: EONPAY participates fully in all government regulated anti-money laundering policies. Suspicious large deposits in excess of $10,000 USD will be reported to appropriate government authorities. Members are required to keep their accounts and contact information current at all times. Any accounts found to contain incorrect and/or outdated information will be suspended and all funds held. Members wishing to use certain features of their account will be required to verify their identity via government issued photo ID and other appropriate documentation as specified in the Verify section of their member area. All submitted documentation is held in the strictest confidence. However, in cases of intentional abuse, any member participating, abetting or assisting in fraudulent and/or attempted fraudulent activities relinquishes any and all rights to privacy of personal information.

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